This is a Medicare policy that includes Part B coverage. It will never have another policy name such as AARP and it will not say "medicare replacement on the card."IF YOU DO NOT HAVE PART B COVERAGE YOU DO NOT HAVE ANY COVERAGE FOR CHIROPRACTIC CARE. 

This is a Medicare replacement policy. The patient will not have a typical Medicare card.  This policy covers the exact same way as a traditional Medicare policy with occasional differences in copay or coinsurance depending upon the specific plan purchased.  Rehab, manual therapy, and the exam are still not covered. 

Often Medicare patients choose to purchase an additional policy that covers the cost of their Medicare coinsurance.  These patients believe they have purchased a policy that will pick up the cost of anything Medicare doesn't cover.  This however is not the case, if Medicare will not cover the treatment, than neither will the Supplement Policy.  

Patient with Medicare and a True Secondary policy will have a Medicare card and an additional insurance card with a major insurance company such as BCBS.  This secondary card must be a PPO. Patients with the policy combination are either still employed or their spouse is still employed and is paying out of pocket for additional insurance.  This policy will cover therapies and exams that Medicare will not cover.